/* ============================================================
   Zaitsev Estate — warm summer glassmorphism landing
   Palette pulled from the reference photos:
   honey amber light · terracotta brick · cream concrete · espresso
   ============================================================ */

@font-face {
  font-family: "SF Pro Display";
  src: url("../fonts/SF-Pro-Display-Bold.ttf") format("truetype");
  font-weight: 400 900;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "SF Pro Light";
  src: url("../fonts/SF-Pro-Display-Light.otf") format("opentype");
  font-weight: 300 400;
  font-style: normal;
  font-display: swap;
}

:root {
  /* —— core palette —— */
  --cream:      #f7eede;
  --cream-warm: #fbeccf;
  --cream-2:    #efe2cf;
  --sand:       #e4d3b8;
  --espresso:   #20160d;
  --espresso-2: #2c2014;
  --coffee:     #4a3424;

  --amber:      #f4a93a;
  --amber-lt:   #ffce7a;
  --amber-glow: #ffd98c;
  --terra:      #e0683a;
  --terra-dk:   #c44e22;
  --brick:      #9a3a1f;

  --ink:        #241910;
  --ink-soft:   #4f3e2e;
  --on-dark:    #f6ecdc;
  --on-dark-2:  rgba(246,236,220,.66);

  /* —— glass —— */
  --glass-bg:     rgba(255, 246, 232, .12);
  --glass-bg-2:   rgba(255, 246, 232, .06);
  --glass-stroke: rgba(255, 247, 234, .38);
  --glass-stroke-soft: rgba(255, 247, 234, .18);
  --glass-blur:   22px;

  --radius:   26px;
  --radius-sm:16px;
  --radius-lg:40px;

  --shadow-soft: 0 10px 30px -12px rgba(58, 30, 8, .35);
  --shadow-pop:  0 24px 60px -18px rgba(58, 30, 8, .5);

  --maxw: 1200px;
  --ease: cubic-bezier(.22,.61,.36,1);
  --ease-out: cubic-bezier(.16,1,.3,1);

  --font: "SF Pro Display", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-body: "SF Pro Light", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

/* ===== reset ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
html.lenis { scroll-behavior: auto; }
body {
  font-family: var(--font-body);
  background: var(--espresso);
  color: var(--ink);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  cursor: auto;
}
img, svg { display: block; max-width: 100%; }
.emoji { display: inline-block; height: 1em; width: 1em; object-fit: contain; vertical-align: -0.14em; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; color: inherit; }
:where(a, button, [tabindex]):focus-visible { outline: 2px solid var(--amber-lt); outline-offset: 3px; border-radius: 8px; }
input, select, textarea { font-family: inherit; }
h1, h2, h3, .display { font-family: var(--font); font-weight: 700; line-height: .98; letter-spacing: -.02em; }

.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: clamp(20px, 5vw, 48px); }
.accent { color: var(--amber); }
b { font-weight: 700; }

/* base page is warm cream; dark sections opt-in */
main { position: relative; z-index: 1; background: var(--cream); }

/* ============================================================
   ANIMATED BACKGROUND MESH
   ============================================================ */
.bg-mesh {
  position: fixed; inset: 0; z-index: 0; pointer-events: none;
  background: var(--espresso);
  overflow: hidden;
}
.blob {
  position: absolute; border-radius: 50%;
  filter: blur(70px); opacity: .9; mix-blend-mode: screen;
  will-change: transform;
}
.blob--amber { width: 46vw; height: 46vw; left: -8vw;  top: -6vw;  background: radial-gradient(circle, var(--amber) 0%, transparent 68%); animation: drift1 18s ease-in-out infinite; }
.blob--terra { width: 40vw; height: 40vw; right: -6vw; top: 10vh;  background: radial-gradient(circle, var(--terra) 0%, transparent 66%); animation: drift2 22s ease-in-out infinite; }
.blob--cream { width: 36vw; height: 36vw; left: 25vw;  bottom: -8vw;background: radial-gradient(circle, var(--amber-glow) 0%, transparent 65%); animation: drift3 26s ease-in-out infinite; }
.blob--brick { width: 30vw; height: 30vw; right: 22vw; bottom: 6vh; background: radial-gradient(circle, var(--brick) 0%, transparent 70%); animation: drift1 20s ease-in-out infinite reverse; }
.grain {
  position: absolute; inset: -50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.5'/%3E%3C/svg%3E");
  opacity: .05; mix-blend-mode: overlay;
}
@keyframes drift1 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(6vw,4vh) scale(1.12)} }
@keyframes drift2 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(-5vw,6vh) scale(1.08)} }
@keyframes drift3 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(4vw,-5vh) scale(1.15)} }

/* ============================================================
   GLASS — "liquid glass" utility
   ============================================================ */
.glass {
  position: relative;
  background:
    linear-gradient(150deg, var(--glass-bg) 0%, var(--glass-bg-2) 100%);
  backdrop-filter: blur(var(--glass-blur)) saturate(160%);
  -webkit-backdrop-filter: blur(var(--glass-blur)) saturate(160%);
  border: 1px solid var(--glass-stroke-soft);
  border-radius: var(--radius);
  box-shadow:
    var(--shadow-soft),
    inset 0 1px 0 rgba(255,255,255,.45),
    inset 0 -1px 1px rgba(120,60,20,.08);
  overflow: hidden;
  isolation: isolate;
}
/* top specular sheen */
.glass::before {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background: radial-gradient(
    120px 120px at var(--mx, 30%) var(--my, 0%),
    rgba(255,255,255,.5), rgba(255,255,255,0) 60%);
  opacity: .7; transition: opacity .4s ease;
}
/* moving liquid highlight band */
.glass::after {
  content: ""; position: absolute; top: -60%; left: -30%; width: 60%; height: 220%;
  background: linear-gradient(105deg, transparent, rgba(255,255,255,.28), transparent);
  transform: rotate(8deg) translateX(-120%); z-index: -1; pointer-events: none;
  transition: transform .9s var(--ease);
}
.glass:hover::after { transform: rotate(8deg) translateX(320%); }

/* glass chips */
.glass-chip {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 10px 18px; border-radius: 100px;
  font-family: var(--font); font-size: .82rem; letter-spacing: .01em;
  color: var(--on-dark);
  background: linear-gradient(150deg, rgba(255,246,232,.16), rgba(255,246,232,.06));
  backdrop-filter: blur(14px) saturate(160%);
  -webkit-backdrop-filter: blur(14px) saturate(160%);
  border: 1px solid var(--glass-stroke);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.4);
}
.pulse-dot { width: 9px; height: 9px; border-radius: 50%; background: var(--amber-lt);
  box-shadow: 0 0 0 0 rgba(246,194,105,.7); animation: pulse 2s infinite; }
@keyframes pulse {
  0%   { box-shadow: 0 0 0 0 rgba(246,194,105,.7); }
  70%  { box-shadow: 0 0 0 12px rgba(246,194,105,0); }
  100% { box-shadow: 0 0 0 0 rgba(246,194,105,0); }
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  position: relative; display: inline-flex; align-items: center; justify-content: center;
  gap: 10px; padding: 16px 28px; border-radius: 100px;
  font-family: var(--font); font-size: .98rem; letter-spacing: .005em;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .3s ease;
  will-change: transform; white-space: nowrap;
}
.btn__arrow { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2.2;
  stroke-linecap: round; stroke-linejoin: round; transition: transform .35s var(--ease); }
.btn:hover .btn__arrow { transform: translateX(5px); }

.btn--solid {
  color: #2a1402;
  background: linear-gradient(135deg, var(--amber-lt) 0%, var(--amber) 48%, var(--terra) 110%);
  box-shadow: 0 12px 30px -8px rgba(199,92,48,.6), inset 0 1px 0 rgba(255,255,255,.6);
}
.btn--solid:hover { transform: translateY(-3px); box-shadow: 0 20px 44px -10px rgba(199,92,48,.7), inset 0 1px 0 rgba(255,255,255,.7); }

.btn--glass {
  color: var(--on-dark);
  background: linear-gradient(150deg, rgba(255,246,232,.18), rgba(255,246,232,.06));
  backdrop-filter: blur(16px) saturate(160%);
  -webkit-backdrop-filter: blur(16px) saturate(160%);
  border: 1px solid var(--glass-stroke);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.4), 0 8px 24px -12px rgba(0,0,0,.4);
}
.btn--glass:hover { transform: translateY(-3px); background: linear-gradient(150deg, rgba(255,246,232,.28), rgba(255,246,232,.12)); }
.btn__dot { width: 8px; height: 8px; border-radius: 50%; background: var(--amber-lt);
  box-shadow: 0 0 10px var(--amber-glow); }
.btn--full { width: 100%; }

/* ============================================================
   NAV
   ============================================================ */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 60;
  padding: 16px clamp(14px, 4vw, 40px);
  transition: padding .4s var(--ease);
}
.nav.shrink { padding-top: 8px; padding-bottom: 8px; }
.nav__inner {
  max-width: var(--maxw); margin-inline: auto;
  display: flex; align-items: center; gap: 20px;
  padding: 10px 12px 10px 20px; border-radius: 100px;
  --glass-blur: 18px;
}
.nav__logo { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
.nav__logo-mark { height: 30px; width: auto; display: block;
  filter: drop-shadow(0 4px 10px rgba(231,162,58,.35)); }
.nav__logo-text { font-family: var(--font); font-size: 1.18rem; color: var(--on-dark); letter-spacing: -.02em; }
.nav__logo-text em { font-style: normal; color: var(--amber-lt); }
.nav__links { display: flex; gap: 4px; margin-left: auto; }
.nav__link {
  font-family: var(--font); font-size: .92rem; color: var(--on-dark-2);
  padding: 9px 15px; border-radius: 100px; transition: color .25s, background .25s;
}
.nav__link:hover { color: var(--on-dark); background: rgba(255,246,232,.1); }
.nav__cta { padding: 12px 20px; font-size: .9rem; }
.nav__cta-ico { display: none; font-size: 1.15rem; }
.nav__link--call { display: none; color: var(--amber-lt); }
.nav__overlay { position: fixed; inset: 0; z-index: 55; background: rgba(20,12,5,.5);
  backdrop-filter: blur(2px); opacity: 0; pointer-events: none; transition: opacity .4s var(--ease); }
.nav__overlay.show { opacity: 1; pointer-events: auto; }
body.menu-open { overflow: hidden; }
.nav__burger { display: none; width: 44px; height: 44px; border-radius: 12px; flex-direction: column;
  gap: 5px; align-items: center; justify-content: center; }
.nav__burger span { width: 22px; height: 2px; background: var(--on-dark); border-radius: 2px; transition: .3s var(--ease); }
.nav__burger.open span:nth-child(1){ transform: translateY(7px) rotate(45deg); }
.nav__burger.open span:nth-child(2){ opacity: 0; }
.nav__burger.open span:nth-child(3){ transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative; min-height: clamp(640px, 100svh, 1000px); display: flex; align-items: center;
  padding: 140px 0 90px; overflow: hidden;
  background:
    radial-gradient(120% 80% at 80% 0%, rgba(255,200,110,.42), transparent 52%),
    radial-gradient(100% 90% at 8% 100%, rgba(224,104,58,.34), transparent 50%),
    radial-gradient(60% 50% at 60% 60%, rgba(255,170,70,.18), transparent 60%),
    linear-gradient(180deg, #34230f 0%, #20160d 100%);
  color: var(--on-dark);
}
.hero__glow {
  position: absolute; width: 60vw; height: 60vw; right: -10vw; top: -12vw; pointer-events: none;
  background: radial-gradient(circle, rgba(255,206,126,.6), transparent 60%); filter: blur(20px);
}
.hero__content { position: relative; z-index: 3; max-width: 880px; }
.hero__title {
  font-size: clamp(2.7rem, 8.5vw, 6.6rem); color: var(--on-dark);
  margin: 26px 0 22px; text-wrap: balance;
}
.hero__title .line { display: block; overflow: hidden; padding-bottom: .04em; }
.hero__title .line__inner { display: block; }
/* the .line is the unclipped IntersectionObserver target + mask; it never moves —
   only the inner span rises out from under the mask (IO can't see a fully-clipped node) */
.js .hero__title .line[data-reveal] { opacity: 1; transform: none; filter: none; }
.js .hero__title .line[data-reveal] .line__inner {
  transform: translateY(112%);
  transition: transform .9s var(--ease-out); transition-delay: var(--d, 0s); }
.js .hero__title .line[data-reveal].is-in .line__inner { transform: none; }
.hero__title .line--sm { font-size: clamp(1.2rem, 3.4vw, 2.4rem); color: var(--on-dark-2);
  font-weight: 700; margin-top: 8px; letter-spacing: -.01em; }
.hero__title .accent {
  background: linear-gradient(120deg, var(--amber-lt), var(--terra));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero__lead { font-size: clamp(1.02rem, 1.8vw, 1.28rem); max-width: 620px; color: var(--on-dark-2);
  font-family: var(--font-body); }
.hero__lead b { color: var(--on-dark); }
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 34px 0 40px; }
.hero__trust { display: flex; gap: clamp(20px, 5vw, 56px); flex-wrap: wrap; }
.hero__trust li { display: flex; flex-direction: column; }
.hero__trust b { font-family: var(--font); font-size: clamp(1.7rem, 4vw, 2.6rem);
  background: linear-gradient(120deg, var(--amber-lt), var(--terra)); -webkit-background-clip: text;
  background-clip: text; color: transparent; }
.hero__trust span { font-size: .82rem; color: var(--on-dark-2); }

.hero__cards { position: absolute; inset: 0; z-index: 2; pointer-events: none; }
.float-card {
  position: absolute; display: flex; align-items: center; gap: 14px;
  padding: 16px 20px; --glass-blur: 16px; width: max-content;
  box-shadow: var(--shadow-pop), inset 0 1px 0 rgba(255,255,255,.45);
}
.float-card__icon { font-size: 1.6rem; }
.float-card__txt { display: flex; flex-direction: column; line-height: 1.2; }
.float-card__txt b { font-family: var(--font); color: var(--on-dark); font-size: 1rem; }
.float-card__txt span { font-size: .8rem; color: var(--on-dark-2); }
.float-card:nth-child(1) { right: 6%;  top: 24%; }
.float-card:nth-child(2) { right: 14%; top: 47%; }
.float-card:nth-child(3) { right: 2%;  top: 68%; }
[data-float] { animation: floaty 6s ease-in-out infinite; }
[data-float]:nth-child(2){ animation-delay: -2s; }
[data-float]:nth-child(3){ animation-delay: -4s; }
@keyframes floaty { 0%,100%{ transform: translateY(0); } 50%{ transform: translateY(-14px); } }

.hero__scroll {
  position: absolute; bottom: 26px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 10px;
  font-family: var(--font); font-size: .72rem; letter-spacing: .25em; text-transform: uppercase;
  color: var(--on-dark-2); z-index: 3;
}
.hero__scroll-line { width: 1.5px; height: 40px; background: linear-gradient(var(--amber-lt), transparent);
  position: relative; overflow: hidden; }
.hero__scroll-line::after { content:""; position:absolute; top:-50%; left:0; width:100%; height:50%;
  background: var(--amber-glow); animation: scrolldot 1.8s var(--ease) infinite; }
@keyframes scrolldot { 0%{ transform: translateY(0);} 100%{ transform: translateY(300%);} }

/* ============================================================
   MARQUEE
   ============================================================ */
.marquee { background: var(--espresso-2); border-block: 1px solid rgba(255,246,232,.08);
  padding: 22px 0; overflow: hidden; white-space: nowrap;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent); }
.marquee__track { display: inline-flex; align-items: center; gap: 26px; will-change: transform;
  animation: marquee 34s linear infinite; }
.marquee__track span { font-family: var(--font); font-size: clamp(1.1rem,2.4vw,1.7rem); color: var(--on-dark);
  opacity: .85; }
.marquee__track i { color: var(--amber); font-style: normal; }
.marquee:hover .marquee__track { animation-play-state: paused; }
@keyframes marquee { from{ transform: translateX(0); } to{ transform: translateX(-50%); } }

/* ============================================================
   SECTIONS
   ============================================================ */
.section { position: relative; padding: clamp(70px, 11vw, 140px) 0; }
.services, .why, .process {
  background:
    radial-gradient(120% 80% at 80% -10%, #fbe9c6 0%, transparent 55%),
    radial-gradient(90% 70% at 0% 110%, #f8ddc0 0%, transparent 50%),
    linear-gradient(180deg, #faf1e2, #f5ecde);
  color: var(--ink);
}
.mortgage { background:
    radial-gradient(120% 80% at 100% 0%, rgba(231,162,58,.18), transparent 55%),
    linear-gradient(180deg, #241a0f, var(--espresso)); color: var(--on-dark); }
.section__head { max-width: 760px; margin-bottom: clamp(40px, 6vw, 72px); }
.section__tag {
  display: inline-block; font-family: var(--font); font-size: .82rem; letter-spacing: .14em;
  text-transform: uppercase; color: var(--terra); margin-bottom: 16px;
  padding: 6px 14px; border-radius: 100px; background: rgba(199,92,48,.1);
  border: 1px solid rgba(199,92,48,.22);
}
.mortgage .section__tag, .contact .section__tag { color: var(--amber-lt);
  background: rgba(246,194,105,.12); border-color: rgba(246,194,105,.28); }
.section__title { font-size: clamp(2rem, 5vw, 3.7rem); color: inherit; }

/* ===== SERVICES grid ===== */
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(16px, 2vw, 26px); }
.service {
  --glass-bg: rgba(255,248,236,.55); --glass-bg-2: rgba(255,244,228,.32); --glass-blur: 14px;
  padding: 34px 30px 30px; min-height: 270px; display: flex; flex-direction: column;
  border: 1px solid rgba(255,255,255,.55);
  box-shadow: 0 18px 40px -24px rgba(80,40,10,.5), inset 0 1px 0 rgba(255,255,255,.85);
  transition: transform .5s var(--ease), box-shadow .5s var(--ease);
}
.service__num { position: absolute; top: 22px; right: 26px; font-family: var(--font);
  font-size: 1rem; color: var(--terra); opacity: .5; }
.service__icon { font-size: 1.9rem; width: 60px; height: 60px; display: grid; place-items: center;
  border-radius: 18px; margin-bottom: 20px;
  background: linear-gradient(135deg, rgba(255,206,122,.5), rgba(224,104,58,.28));
  box-shadow: 0 10px 22px -10px rgba(199,92,48,.5), inset 0 1px 0 rgba(255,255,255,.7); }
.service__title { font-size: 1.32rem; color: var(--ink); margin-bottom: 12px; }
.service p { color: var(--ink-soft); font-size: .98rem; }
.service:hover { box-shadow: 0 32px 60px -26px rgba(80,40,10,.6), inset 0 1px 0 rgba(255,255,255,.8); }
/* center a lone trailing card on the 3-col desktop grid */
@media (min-width: 1025px) {
  .cards-grid > .service:last-child:nth-child(3n+1) { grid-column: 2; }
}

/* ===== FEATURED — оценочный альбом ===== */
.featured {
  background:
    radial-gradient(100% 80% at 100% 0%, #fbe9c6 0%, transparent 55%),
    linear-gradient(180deg, #f5ecde, #faf1e2);
  padding: 0 0 clamp(70px,11vw,140px);
}
.featured__inner {
  position: relative; display: grid; grid-template-columns: 1.15fr .85fr; align-items: center;
  gap: 30px; padding: clamp(36px,5vw,64px); border-radius: var(--radius-lg);
  --glass-bg: rgba(44,32,20,.92); --glass-bg-2: rgba(32,22,13,.96); --glass-blur: 6px;
  border: 1px solid rgba(255,246,232,.12); color: var(--on-dark); overflow: hidden;
}
.featured__bg { position: absolute; inset: 0; z-index: -1;
  background: radial-gradient(90% 120% at 100% 0%, rgba(231,162,58,.4), transparent 55%),
              radial-gradient(80% 100% at 0% 100%, rgba(199,92,48,.35), transparent 55%); }
.featured__title { font-size: clamp(1.8rem, 4vw, 3.2rem); margin: 18px 0 18px; }
.featured__txt p { color: var(--on-dark-2); max-width: 460px; margin-bottom: 28px;
  font-family: var(--font-body); font-size: 1.04rem; }
.featured__visual { display: flex; justify-content: center; }
.doc-stack { position: relative; width: 230px; height: 290px; }
.doc { position: absolute; inset: 0; border-radius: 16px; background: #fff8ee;
  box-shadow: 0 20px 50px -20px rgba(0,0,0,.55); }
.doc--3 { transform: rotate(-9deg) translate(-22px, 14px); background: #efe0c8; }
.doc--2 { transform: rotate(5deg) translate(18px, 8px); background: #f6ead4; }
.doc--1 { display: flex; flex-direction: column; gap: 14px; padding: 36px 28px;
  transform: rotate(-2deg); }
.doc__seal { position: absolute; top: -16px; right: -16px; width: 54px; height: 54px; border-radius: 50%;
  background: linear-gradient(135deg, var(--amber-lt), var(--terra)); color: #fff; display: grid;
  place-items: center; font-size: 1.5rem; box-shadow: 0 10px 24px -8px var(--terra); }
.doc--1 em { display: block; height: 12px; border-radius: 6px; background: linear-gradient(90deg, #d9c4a3, #ece0c8); }
.doc--1 em.short { width: 60%; }
.doc--1::before { content:"ОЦЕНОЧНЫЙ АЛЬБОМ"; font-family: var(--font); font-size:.74rem;
  letter-spacing:.1em; color: var(--terra); margin-bottom: 8px; }

/* ===== WHY — pinned stack ===== */
.stack { position: relative; max-width: 880px; margin: 0 auto;
  padding: 0 clamp(20px,5vw,48px); }
.stack__card {
  position: sticky; top: 120px;
  display: flex; gap: clamp(18px, 3vw, 40px); align-items: flex-start;
  padding: clamp(30px, 4vw, 50px); margin-bottom: 28px;
  --glass-bg: rgba(255,248,236,.62); --glass-bg-2: rgba(255,243,226,.4); --glass-blur: 16px;
  border: 1px solid rgba(255,255,255,.55);
  box-shadow: 0 30px 60px -30px rgba(80,40,10,.6), inset 0 1px 0 rgba(255,255,255,.85);
  transition: transform .4s var(--ease), opacity .4s var(--ease);
}
.stack__card:nth-child(1){ top: 110px; }
.stack__card:nth-child(2){ top: 124px; }
.stack__card:nth-child(3){ top: 138px; }
.stack__card:nth-child(4){ top: 152px; }
.stack__card:nth-child(5){ top: 166px; }
.stack__no { font-family: var(--font); font-size: clamp(2.4rem,6vw,4rem); line-height: 1;
  background: linear-gradient(135deg, var(--amber), var(--terra)); -webkit-background-clip: text;
  background-clip: text; color: transparent; flex-shrink: 0; }
.stack__body h3 { font-size: clamp(1.3rem,3vw,2rem); color: var(--ink); margin-bottom: 12px; }
.stack__body p { color: var(--ink-soft); font-size: 1.02rem; }

/* ===== MORTGAGE ===== */
.mortgage__grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: clamp(20px,3vw,40px); align-items: start; }
.mortgage__features { display: grid; gap: 16px; }
.feature { display: flex; gap: 16px; align-items: flex-start; padding: 22px 24px;
  --glass-blur: 16px; }
.feature__check { flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%;
  background: linear-gradient(135deg, var(--amber-lt), var(--terra)); color: #fff;
  display: grid; place-items: center; font-size: .9rem; box-shadow: 0 8px 18px -8px var(--terra); }
.feature p { color: var(--on-dark-2); font-family: var(--font-body); }
.feature p b { color: var(--on-dark); }
.banks { padding: clamp(26px,3vw,40px); --glass-blur: 18px; }
.banks__title { font-family: var(--font); font-size: 1.4rem; color: var(--on-dark); margin-bottom: 20px; }
.banks__list { display: flex; flex-wrap: wrap; gap: 10px; }
.banks__list li { font-family: var(--font); font-size: .9rem; color: var(--on-dark);
  padding: 9px 15px; border-radius: 100px; background: rgba(255,246,232,.1);
  border: 1px solid var(--glass-stroke-soft); transition: .3s var(--ease); }
.banks__list li:hover { background: rgba(246,194,105,.18); border-color: rgba(246,194,105,.4);
  transform: translateY(-2px); }
.banks__note { margin-top: 18px; color: var(--on-dark-2); font-size: .9rem; font-family: var(--font-body); }

/* ===== PROCESS ===== */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(16px,2vw,24px); counter-reset: s; }
.step { position: relative; padding: 30px 24px; border-radius: var(--radius);
  background: linear-gradient(160deg, #fff8ee, #f3e6d2);
  border: 1px solid rgba(154,58,31,.12);
  box-shadow: 0 18px 40px -26px rgba(80,40,10,.5); }
.step__no { display: grid; place-items: center; width: 50px; height: 50px; border-radius: 14px;
  font-family: var(--font); font-size: 1.4rem; color: #fff; margin-bottom: 18px;
  background: linear-gradient(135deg, var(--amber), var(--terra));
  box-shadow: 0 10px 22px -8px var(--terra); }
.step h3 { font-size: 1.16rem; color: var(--ink); margin-bottom: 10px; }
.step p { color: var(--ink-soft); font-size: .95rem; }
.step::after { content: ""; position: absolute; top: 54px; right: -14px; width: 28px; height: 2px;
  background: repeating-linear-gradient(90deg, var(--terra) 0 5px, transparent 5px 10px); opacity: .5; }
.step:last-child::after { display: none; }

/* ===== CONTACT ===== */
.contact { background: linear-gradient(180deg, var(--espresso) 0%, #241a0f 100%); color: var(--on-dark); }
.contact__inner { position: relative; display: grid; grid-template-columns: 1fr; gap: clamp(28px,4vw,56px);
  padding: clamp(34px,5vw,64px); border-radius: var(--radius-lg);
  --glass-bg: rgba(255,246,232,.08); --glass-bg-2: rgba(255,246,232,.03); --glass-blur: 20px;
  border: 1px solid var(--glass-stroke); }
.contact__head { max-width: 760px; }
.contact__cta { margin-top: 30px; }
.contact__glow { position: absolute; width: 50%; height: 80%; right: -10%; top: -20%;
  background: radial-gradient(circle, rgba(231,162,58,.3), transparent 65%); filter: blur(30px); z-index: -1; }
.contact__head .section__title { font-size: clamp(1.8rem,3.6vw,2.8rem); margin: 14px 0 16px; }
.contact__sub { color: var(--on-dark-2); margin-bottom: 28px; font-family: var(--font-body); }
.contact__list { display: grid; gap: 14px; margin-bottom: 24px; }
.contact__list li { display: flex; align-items: center; gap: 14px; font-family: var(--font); font-size: 1.2rem; }
.contact__list a:hover { color: var(--amber-lt); }
.contact__ico { font-size: 1.2rem; }
.contact__socials { display: flex; gap: 12px; }
.social { padding: 12px 22px; font-family: var(--font); font-size: .9rem; color: var(--on-dark);
  --glass-blur: 14px; border-radius: 100px; transition: .3s var(--ease); }
.social:hover { transform: translateY(-3px); color: var(--amber-lt); }

.contact__form { display: grid; gap: 16px; padding: clamp(26px,3vw,38px);
  --glass-bg: rgba(255,246,232,.1); --glass-bg-2: rgba(255,246,232,.04); --glass-blur: 16px; }
.field { position: relative; }
.field input, .field select {
  width: 100%; padding: 20px 18px 8px; border-radius: var(--radius-sm);
  background: rgba(255,246,232,.06); border: 1px solid var(--glass-stroke-soft);
  color: var(--on-dark); font-size: 1rem; transition: border .3s, background .3s;
}
.field select { padding-top: 14px; padding-bottom: 12px; appearance: none; cursor: pointer; }
.field select option { color: #241910; }
.field input:focus, .field select:focus { outline: none; border-color: var(--amber-lt);
  background: rgba(255,246,232,.12); }
.field input:focus-visible, .field select:focus-visible {
  box-shadow: 0 0 0 3px rgba(255,206,122,.5); }
.field input[aria-invalid="true"], .field select[aria-invalid="true"] {
  border-color: var(--terra); box-shadow: 0 0 0 3px rgba(224,104,58,.3); }
.field label { position: absolute; left: 18px; top: 16px; color: var(--on-dark-2); font-size: 1rem;
  pointer-events: none; transition: .25s var(--ease); }
.field label.label--static { top: -10px; left: 14px; font-size: .74rem; color: var(--amber-lt);
  background: #2a2014; padding: 2px 8px; border-radius: 6px; }
.field input:focus + label, .field input:not(:placeholder-shown) + label {
  top: 7px; font-size: .72rem; color: var(--amber-lt); }
.contact__policy { font-size: .76rem; color: var(--on-dark-2); text-align: center; font-family: var(--font-body); }
.form-success { display: flex; align-items: center; gap: 10px; padding: 14px 18px; border-radius: var(--radius-sm);
  background: rgba(231,162,58,.16); border: 1px solid rgba(246,194,105,.4); color: var(--amber-lt);
  font-family: var(--font); }
.form-success span { font-size: 1.2rem; }

/* ============================================================
   STATS
   ============================================================ */
.stats { display: grid; grid-template-columns: repeat(4,1fr); gap: clamp(14px,2vw,24px);
  margin: 0 auto; position: relative; z-index: 5;
  padding-top: clamp(50px,7vw,80px); padding-bottom: clamp(50px,8vw,90px);
  background:
    radial-gradient(90% 120% at 50% -10%, #fbe9c6 0%, transparent 60%),
    linear-gradient(180deg, #faf1e2, #f7eede); }
.stat { padding: 30px 26px; text-align: center;
  --glass-bg: rgba(255,248,236,.55); --glass-bg-2: rgba(255,244,228,.32); --glass-blur: 14px;
  border: 1px solid rgba(255,255,255,.55);
  box-shadow: 0 20px 44px -26px rgba(80,40,10,.5), inset 0 1px 0 rgba(255,255,255,.85); }
.stat__num { display: block; font-family: var(--font); font-size: clamp(2.2rem,5vw,3.4rem);
  background: linear-gradient(135deg, var(--amber), var(--terra)); -webkit-background-clip: text;
  background-clip: text; color: transparent; line-height: 1; }
.stat__label { font-size: .9rem; color: var(--ink-soft); margin-top: 10px; display: block; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { position: relative; z-index: 1; background: var(--espresso); color: var(--on-dark);
  padding: 70px 0 30px; border-top: 1px solid rgba(255,246,232,.08); }
.footer__inner { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 36px; padding-bottom: 40px; }
.footer__logo { width: 150px; height: auto; display: block; }
.footer__brand p { color: var(--on-dark-2); margin-top: 16px; max-width: 360px; font-family: var(--font-body); font-size: .92rem; }
.footer__req { margin-top: 28px; padding-top: 18px; border-top: 1px solid rgba(255,246,232,.1);
  font-style: normal; font-family: var(--font-body); font-size: .82rem;
  line-height: 1.8; color: var(--on-dark-2); max-width: 360px; }
.footer__nav { display: flex; flex-direction: column; gap: 10px; }
.footer__nav a { color: var(--on-dark-2); transition: color .25s; }
.footer__nav a:hover { color: var(--amber-lt); }
.footer__contacts { display: flex; flex-direction: column; gap: 10px; font-family: var(--font); font-size: 1.05rem; }
.footer__contacts a:hover { color: var(--amber-lt); }
.footer__credit { text-align: center; padding: 20px 0 6px; font-family: var(--font-body);
  font-size: .76rem; letter-spacing: .01em; color: rgba(246,236,220,.26); }
.footer__credit a { color: rgba(246,236,220,.4); transition: color .25s; }
.footer__credit a:hover { color: var(--amber-lt); }
.footer__credit .emoji { opacity: .4; vertical-align: -0.1em; }
.footer__bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  padding-top: 26px; border-top: 1px solid rgba(255,246,232,.08); color: var(--on-dark-2); font-size: .82rem; }

/* ============================================================
   CERTIFICATES (dark)
   ============================================================ */
.certs { background:
    radial-gradient(120% 80% at 0% 0%, rgba(231,162,58,.16), transparent 55%),
    linear-gradient(180deg, var(--espresso), #241a0f); color: var(--on-dark); }
.certs .section__tag { color: var(--amber-lt); background: rgba(246,194,105,.12); border-color: rgba(246,194,105,.28); }
.certs-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(16px, 2vw, 24px); }
.cert-card { position: relative; display: block; width: 100%; height: 360px; padding: 14px;
  border-radius: var(--radius-sm); background: #fff; cursor: zoom-in; overflow: hidden;
  box-shadow: 0 20px 44px -22px rgba(0,0,0,.6);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease); }
.cert-card img { width: 100%; height: 100%; object-fit: contain; display: block; }
.cert-card__zoom { position: absolute; top: 12px; right: 12px; width: 38px; height: 38px; border-radius: 50%;
  display: grid; place-items: center; font-size: 1.05rem; color: #fff; opacity: 0;
  background: rgba(36,25,14,.55); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px);
  transition: opacity .3s var(--ease); }
.cert-card:hover { transform: translateY(-8px); box-shadow: 0 34px 64px -22px rgba(0,0,0,.72); }
.cert-card:hover .cert-card__zoom { opacity: 1; }

/* ============================================================
   PARTNERS (light)
   ============================================================ */
.partners { background:
    radial-gradient(120% 80% at 80% -10%, #fbe9c6 0%, transparent 55%),
    linear-gradient(180deg, #f5ecde, #faf1e2); color: var(--ink); }
.partners-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(16px, 2vw, 24px); }
.partner { display: grid; place-items: center; height: 122px; padding: 22px 26px; border-radius: var(--radius-sm);
  background: #fff; border: 1px solid rgba(154,58,31,.08);
  box-shadow: 0 16px 36px -22px rgba(80,40,10,.45);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease); }
.partner img { max-width: 100%; max-height: 60px; width: auto; height: auto; object-fit: contain; }
.partner:hover { transform: translateY(-6px); box-shadow: 0 28px 54px -22px rgba(80,40,10,.55); }

/* ============================================================
   REVIEWS (Yandex widget, dark)
   ============================================================ */
.reviews { background:
    radial-gradient(120% 80% at 100% 0%, rgba(231,162,58,.16), transparent 55%),
    linear-gradient(180deg, #241a0f, var(--espresso)); color: var(--on-dark); }
.reviews .section__tag { color: var(--amber-lt); background: rgba(246,194,105,.12); border-color: rgba(246,194,105,.28); }
.reviews-widget { position: relative; max-width: 920px; margin: 0 auto; height: 640px;
  border-radius: var(--radius); overflow: hidden; background: #fff;
  border: 1px solid rgba(255,246,232,.14);
  box-shadow: 0 30px 60px -26px rgba(0,0,0,.6), inset 0 1px 0 rgba(255,255,255,.3); }
.reviews-widget iframe { width: 100%; height: 100%; border: 0; display: block; }
.reviews-widget__link { display: inline-block; margin: 22px auto 0; width: 100%; text-align: center;
  font-family: var(--font); font-size: .98rem; color: var(--amber-lt); transition: color .25s; }
.reviews-widget__link:hover { color: var(--terra); }
@media (max-width: 620px) { .reviews-widget { height: 560px; } }

/* ============================================================
   LIGHTBOX
   ============================================================ */
.lightbox { position: fixed; inset: 0; z-index: 120; display: grid; place-items: center; padding: 5vw;
  background: rgba(20,12,5,.86); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
  opacity: 0; transition: opacity .3s var(--ease); }
.lightbox.show { opacity: 1; }
.lightbox[hidden] { display: none; }
.lightbox__img { max-width: 90vw; max-height: 90vh; border-radius: 10px;
  box-shadow: 0 40px 100px -20px rgba(0,0,0,.85); transform: scale(.95);
  transition: transform .35s var(--ease); }
.lightbox.show .lightbox__img { transform: scale(1); }
.lightbox__close { position: fixed; top: 22px; right: 26px; width: 48px; height: 48px; border-radius: 50%;
  display: grid; place-items: center; font-size: 1.9rem; line-height: 1; color: #fff; cursor: pointer;
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25);
  backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); transition: background .25s, transform .25s; }
.lightbox__close:hover { background: rgba(255,255,255,.26); transform: rotate(90deg); }

@media (max-width: 1024px) {
  .certs-grid { grid-template-columns: repeat(2, 1fr); }
  .partners-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 620px) {
  .certs-grid { grid-template-columns: repeat(2, 1fr); }
  .cert-card { height: 250px; padding: 10px; }
  .partners-grid { grid-template-columns: repeat(2, 1fr); }
  .partner { height: 104px; }
}

/* ============================================================
   TEAM (light)
   ============================================================ */
.team { background:
    radial-gradient(120% 80% at 80% -10%, #fbe9c6 0%, transparent 55%),
    linear-gradient(180deg, #faf1e2, #f5ecde); color: var(--ink); }
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(20px, 3vw, 44px); }
.team-card { text-align: center; }
.team-card__avatar { position: relative; width: clamp(132px, 15vw, 170px); height: clamp(132px, 15vw, 170px);
  margin: 0 auto 20px; border-radius: 50%; overflow: hidden; border: 3px solid #fff;
  background: linear-gradient(150deg, #fff3df, #f1d4ab);
  box-shadow: 0 22px 46px -18px rgba(199,92,48,.45), inset 0 1px 0 rgba(255,255,255,.8);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease); }
.team-card__avatar img { width: 100%; height: 100%; object-fit: cover; object-position: center 22%; display: block; }
.team-card__avatar--emoji img { object-fit: contain; object-position: center bottom; padding: 16% 16% 0; }
.team-card__avatar::after { content: ""; position: absolute; inset: 0; border-radius: 50%;
  box-shadow: inset 0 0 0 2px rgba(244,169,58,.45); pointer-events: none; }
.team-card:hover .team-card__avatar { transform: translateY(-7px) scale(1.02);
  box-shadow: 0 32px 58px -18px rgba(199,92,48,.55); }
.team-card__name { font-size: 1.22rem; color: var(--ink); margin-bottom: 6px; }
.team-card__role { color: var(--terra); font-family: var(--font); font-size: .92rem; }

/* ============================================================
   PRICING (dark cards on light)
   ============================================================ */
.pricing { background:
    radial-gradient(120% 80% at 0% 0%, #fbe9c6 0%, transparent 55%),
    linear-gradient(180deg, #f5ecde, #faf1e2); color: var(--ink); }
.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(18px, 2vw, 28px); align-items: stretch; }
.price { position: relative; display: flex; flex-direction: column; gap: 24px; padding: clamp(28px, 3vw, 40px);
  border-radius: var(--radius); color: var(--on-dark);
  background: linear-gradient(160deg, #2c2014, #20160d);
  border: 1px solid rgba(255,246,232,.12);
  box-shadow: 0 24px 50px -26px rgba(58,30,8,.6), inset 0 1px 0 rgba(255,255,255,.08);
  transition: transform .45s var(--ease), box-shadow .45s var(--ease); }
.price:hover { transform: translateY(-8px); box-shadow: 0 38px 68px -26px rgba(58,30,8,.72); }
.price--feature { transform: scale(1.04);
  background: radial-gradient(120% 100% at 100% 0%, rgba(231,162,58,.34), transparent 60%), linear-gradient(160deg, #34230f, #221710);
  border-color: rgba(246,194,105,.45); box-shadow: 0 30px 60px -24px rgba(199,92,48,.55); }
.price--feature:hover { transform: translateY(-8px) scale(1.04); }
.price__tag { position: absolute; top: 16px; right: 18px; font-family: var(--font); font-size: .7rem;
  letter-spacing: .07em; text-transform: uppercase; color: #2a1402; padding: 6px 13px; border-radius: 100px;
  background: linear-gradient(135deg, var(--amber-lt), var(--amber)); box-shadow: 0 8px 18px -8px var(--terra); }
.price__top { display: flex; align-items: center; justify-content: space-between; gap: 14px; min-height: 58px; }
.price__name { font-size: 1.4rem; color: var(--on-dark); }
.price__badge { flex-shrink: 0; display: inline-flex; flex-direction: column; align-items: center; line-height: 1;
  padding: 11px 16px; border-radius: 16px; color: #2a1402;
  background: linear-gradient(135deg, var(--amber-lt), var(--terra)); box-shadow: 0 10px 22px -8px var(--terra); }
.price__badge b { font-family: var(--font); font-size: 1.55rem; }
.price__badge span { font-size: .64rem; letter-spacing: .07em; text-transform: uppercase; margin-top: 3px; }
.price__amount { margin-top: auto; font-family: var(--font); font-size: clamp(2.1rem, 4.4vw, 2.9rem); line-height: 1;
  background: linear-gradient(120deg, var(--amber-lt), var(--terra)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.price__cur { font-size: .5em; }
.price__from { font-size: .5em; margin-right: .7em; -webkit-text-fill-color: var(--on-dark-2); color: var(--on-dark-2); vertical-align: baseline; }
.price__btn { width: 100%; margin-top: 4px; }

/* ============================================================
   FAQ (light, native <details> accordion)
   ============================================================ */
.faq { background: linear-gradient(180deg, #f5ecde, #faf1e2); color: var(--ink); }
.faq-list { max-width: 880px; margin: 0 auto; display: grid; gap: 16px; }
.faq-item { border-radius: var(--radius-sm); overflow: hidden; border: 1px solid rgba(154,58,31,.14);
  background: linear-gradient(160deg, #fff8ee, #f6ead4); box-shadow: 0 14px 34px -24px rgba(80,40,10,.5); }
.faq-q { cursor: pointer; list-style: none; display: flex; gap: 16px; align-items: flex-start; justify-content: space-between;
  padding: 22px clamp(20px, 3vw, 30px); font-family: var(--font); font-size: clamp(1rem, 1.5vw, 1.16rem);
  color: var(--terra-dk); transition: color .25s; }
.faq-q::-webkit-details-marker { display: none; }
.faq-q:hover, .faq-item[open] .faq-q { color: var(--terra); }
.faq-ico { position: relative; flex-shrink: 0; width: 24px; height: 24px; margin-top: 3px; }
.faq-ico::before, .faq-ico::after { content: ""; position: absolute; top: 50%; left: 50%;
  transform: translate(-50%, -50%); background: var(--terra); border-radius: 2px; transition: transform .3s var(--ease); }
.faq-ico::before { width: 16px; height: 2.5px; }
.faq-ico::after { width: 2.5px; height: 16px; }
.faq-item[open] .faq-ico::after { transform: translate(-50%, -50%) scaleY(0); }
.faq-a { padding: 0 clamp(20px, 3vw, 30px) 24px; color: var(--ink-soft); font-family: var(--font-body); line-height: 1.7; }
.faq-a p { margin-bottom: 12px; }
.faq-a p:last-child { margin-bottom: 0; }
.faq-a .hl { color: var(--amber); -webkit-text-fill-color: var(--amber); }

/* ============================================================
   FOOTER LEGAL LINK
   ============================================================ */
.footer__legal { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
.footer__legal a { color: var(--amber-lt); }
.footer__legal a:hover { text-decoration: underline; }

/* ============================================================
   LEGAL PAGE (privacy)
   ============================================================ */
.legal { background: var(--cream); min-height: 100vh; padding: 44px 0 70px; color: var(--ink); }
.legal__inner { max-width: 860px; }
.legal__title { font-size: clamp(1.6rem, 3.4vw, 2.5rem); color: var(--ink); margin-bottom: 28px; line-height: 1.12; }
.legal h2 { font-size: clamp(1.18rem, 2.1vw, 1.55rem); color: var(--ink); margin: 34px 0 12px; }
.legal p { color: var(--ink-soft); font-family: var(--font-body); margin-bottom: 12px; line-height: 1.7; }
.legal__list { display: grid; gap: 9px; margin: 0 0 14px; list-style: none; }
.legal__list li { color: var(--ink-soft); font-family: var(--font-body); line-height: 1.7; }
.legal__table { width: 100%; border-collapse: collapse; margin: 10px 0 14px; overflow: hidden;
  background: #fff8ee; border-radius: var(--radius-sm); box-shadow: 0 14px 34px -24px rgba(80,40,10,.5); }
.legal__table th, .legal__table td { text-align: left; padding: 14px 18px; vertical-align: top;
  border-bottom: 1px solid rgba(154,58,31,.12); font-family: var(--font-body); line-height: 1.6; }
.legal__table th { font-family: var(--font); color: var(--ink); width: 40%; background: rgba(244,169,58,.12); }
.legal__table td { color: var(--ink-soft); }
.legal__table tr:last-child th, .legal__table tr:last-child td { border-bottom: none; }

/* ============================================================
   404 PAGE
   ============================================================ */
.e404 { position: relative; z-index: 1; background: transparent; min-height: 100svh;
  display: grid; place-items: center; padding: 40px 20px; color: var(--on-dark); }
.e404__inner { text-align: center; max-width: 620px; padding: clamp(36px, 6vw, 64px); border-radius: var(--radius-lg);
  --glass-bg: rgba(255,246,232,.1); --glass-bg-2: rgba(255,246,232,.04); --glass-blur: 22px;
  border: 1px solid var(--glass-stroke); box-shadow: var(--shadow-pop); }
.e404__brand { display: inline-block; font-family: var(--font); font-size: 1.55rem; letter-spacing: -.02em;
  color: var(--on-dark); margin-bottom: 26px; }
.e404__brand em { font-style: normal; color: var(--amber-lt); }
.e404__code { display: flex; align-items: center; justify-content: center; gap: 8px; font-family: var(--font);
  font-size: clamp(4.5rem, 16vw, 9rem); line-height: 1;
  background: linear-gradient(120deg, var(--amber-lt), var(--terra)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.e404__house { display: inline-grid; place-items: center; width: clamp(3.6rem, 13vw, 7rem); }
.e404__house img { width: 100%; height: auto; animation: floaty 5s ease-in-out infinite; }
.e404__title { font-size: clamp(1.4rem, 3.4vw, 2.1rem); color: var(--on-dark); margin: 16px 0 14px; }
.e404__text { color: var(--on-dark-2); font-family: var(--font-body); margin-bottom: 30px; font-size: 1.05rem; }
.e404__actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

@media (max-width: 760px) {
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .pricing-grid { grid-template-columns: 1fr; max-width: 460px; margin-inline: auto; }
  .price--feature { transform: none; }
  .price--feature:hover { transform: translateY(-8px); }
}

/* ============================================================
   SCROLL REVEAL
   ============================================================ */
.js [data-reveal] { opacity: 0; transform: translateY(38px); filter: blur(6px);
  transition: opacity .9s var(--ease-out), transform .9s var(--ease-out), filter .9s var(--ease-out);
  transition-delay: var(--d, 0s); }
[data-reveal].is-in { opacity: 1; transform: none; filter: blur(0); }

/* ============================================================
   PRELOADER / CURSOR / PROGRESS
   ============================================================ */
.preloader { position: fixed; inset: 0; z-index: 999; display: grid; place-items: center;
  background: var(--espresso); transition: opacity .6s var(--ease), visibility .6s; }
.preloader.done { opacity: 0; visibility: hidden; }
.preloader__inner { text-align: center; color: var(--on-dark); }
.preloader__logo { font-family: var(--font); font-size: 2rem; letter-spacing: -.02em; }
.preloader__logo span { color: var(--amber-lt); margin-left: 6px; }
.preloader__logo-img { width: 190px; height: auto; display: block; margin: 0 auto;
  animation: logoPulse 1.8s ease-in-out infinite; }
@keyframes logoPulse { 0%,100% { opacity: .75; transform: scale(.99); } 50% { opacity: 1; transform: scale(1.01); } }
.preloader__bar { width: 220px; height: 3px; background: rgba(255,246,232,.14); border-radius: 4px;
  margin: 22px auto 12px; overflow: hidden; }
.preloader__bar span { display: block; height: 100%; width: 0;
  background: linear-gradient(90deg, var(--amber-lt), var(--terra)); transition: width .25s ease; }
.preloader__pct { font-family: var(--font); font-size: .85rem; color: var(--on-dark-2); }

.scroll-progress { position: fixed; top: 0; left: 0; height: 3px; width: 0; z-index: 80;
  background: linear-gradient(90deg, var(--amber-lt), var(--terra)); box-shadow: 0 0 12px var(--amber-glow); }

.cursor, .cursor-dot { position: fixed; top: 0; left: 0; z-index: 200; pointer-events: none;
  border-radius: 50%; transform: translate(-50%,-50%); mix-blend-mode: difference; }
.cursor { width: 36px; height: 36px; border: 1.5px solid rgba(255,255,255,.8);
  transition: width .3s var(--ease), height .3s var(--ease), background .3s; }
.cursor.hover { width: 64px; height: 64px; background: rgba(255,255,255,.15); }
.cursor-dot { width: 6px; height: 6px; background: #fff; }

/* screenshot/debug mode (?allin): let everything flow for full-page capture */
html.shot .hero { min-height: auto; }
html.shot .stack__card { position: relative; top: 0 !important; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .cards-grid { grid-template-columns: repeat(2,1fr); }
  .steps { grid-template-columns: repeat(2,1fr); }
  .step:nth-child(2)::after { display: none; }
  .hero__cards { display: none; }
}

@media (max-width: 860px) {
  .nav__links { position: fixed; inset: 0 0 0 auto; width: min(82vw, 360px);
    flex-direction: column; justify-content: center; gap: 8px; padding: 80px 30px;
    background: linear-gradient(160deg, rgba(36,26,15,.96), rgba(24,16,9,.98));
    backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px);
    transform: translateX(100%); transition: transform .5s var(--ease); margin-left: 0;
    box-shadow: -30px 0 60px -20px rgba(0,0,0,.6); }
  .nav__links.open { transform: translateX(0); }
  .nav__link { font-size: 1.3rem; padding: 14px 18px; }
  .nav__link--call { display: block; }
  .nav__burger { display: flex; order: 3; }
  .nav__cta { display: inline-flex; padding: 0; width: 46px; height: 46px; border-radius: 50%; order: 2; flex-shrink: 0; }
  .nav__cta .btn__dot, .nav__cta-txt { display: none; }
  .nav__cta-ico { display: block; }
  /* drop the glass blur here on mobile: backdrop-filter makes .nav__inner the
     containing block for the position:fixed drawer, which traps it inside the pill */
  .nav__inner { padding: 8px 8px 8px 18px; gap: 10px;
    backdrop-filter: none; -webkit-backdrop-filter: none; }

  .featured__inner { grid-template-columns: 1fr; }
  .featured__visual { order: -1; margin-bottom: 10px; }
  .doc-stack { transform: scale(.86); }
  .mortgage__grid { grid-template-columns: 1fr; }
  .contact__inner { grid-template-columns: 1fr; }
  .hero__cards { display: none; }
  .cursor, .cursor-dot { display: none; }
}

@media (max-width: 620px) {
  .cards-grid { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2,1fr); }
  .steps { grid-template-columns: 1fr; }
  .step::after { display: none; }
  .footer__inner { grid-template-columns: 1fr; gap: 28px; }
  .hero { padding-top: 120px; }
  .hero__trust { gap: 24px; }
  .stack__card { flex-direction: column; gap: 12px; position: relative;
    top: 0 !important; transform: none !important; opacity: 1 !important; }
  .btn { padding: 15px 24px; }
  .hero__actions .btn { flex: 1 1 auto; }
}

/* ============================================================
   REDUCED MOTION
   ============================================================ */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important;
    transition-duration: .001ms !important; scroll-behavior: auto !important; }
  [data-reveal] { opacity: 1 !important; transform: none !important; filter: none !important; }
  .hero__title .line__inner { transform: none !important; }
  .blob { animation: none; }
  .stack__card { position: relative; top: 0 !important; transform: none !important; opacity: 1 !important; }
}